Insurance - whatever your circumstance or requirements
Get in touch to discuss your particular needs.
Personal Insurance
Partnering with an insurance company to spread the risk of loss and protect what we have in place is one of the most important things we can do to secure ours and our loved ones financial future.
You pay a small premium relative to the value of what we want to protect and in the event of damage or loss then the insurance company will step in and replace it for you, often right when we most need it … it’s a wonderful facility to have available and should be utilised to its full advantage.
With many sectors to consider, we can create packages to bundle benefits to maximise efficiency.
Give us a call, email or complete the enquiry form to explore the possibilities.
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It may be the last thing you want to think about but life insurance is one of the first things we should have in place especially once we have commitments with family to think of.
Its hard to image life without us but for those left behind a life insurance policy can provide the financial security for them in our absence.
This can include settling up any loans and providing an amount to invest to replace the household income we would otherwise be providing.
Determining the right amount is the domain of licensed financial advisers with the training and facilities in place to implement it on a case by case basis.
Just give us a call, email or complete the enquiry form to explore the possibilities.
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One of our greatest assets … our ability to earn an income … and pivotal to most everything we do … can be protected in a number of ways.
For accident, illness, disability and trauma for short or long term … there are many ways we can structure to suit your particular requirements.
Just give us a call, email or complete the enquiry form to explore the possibilities.
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Being one of the largest financial commitments we have personally, a mortgage protection policy will ensure the mortgage payments are covered in the event you’re off work in the event of illness, injury or redundancy.
This can also be taken care of with income protections and life cover.
Just give us a call, email or complete the enquiry form to explore the possibilities.
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Another one of those situations we really don’t want to think about however while we have some good public health systems in place for non urgent or accidental, private healthcare can take things to a whole other level.
With benefits in consultation, diagnostics, surgery, dental, specialist cancer care and more, its all covered under the one premium and definitely worth a look to see how it can apply to you.
Just give us a call, email or complete the enquiry form to explore the possibilities.
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If the unthinkable happens, then we have a situation to deal with if you’re unable to work in the same capacity again. Thats where disability insurance can come to the party and take care of it all … add it as a rider to another policy for peace of mind.
Just give us a call, email or complete the enquiry form to explore the possibilities.
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Similar to disability, covers illness and injury and covers all those unexpected medical bills, pays out a lump sum and you can add the family in there as well.
Just give us a call, email or complete the enquiry form to explore the possibilities.
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General insurance covers things like house and contents, vehicles and other property, anything that doesn’t have a heart beat and is handled by our in-house team FG Link as it’s a specialist field all by itself.
Click here to explore the full spectrums of what’s available then come back to us and we can set you up under our own client profile.
With a lot of investment into business interests from property and personnel, there are a lot of things to cover in the event that the unthinkable happens.
It comes under two main categories –
Things that have a heartbeat including –
Key person insurance
Company health plan
Things that don’t have a heartbeat come under general insurance including -
Premises
Plant and equipment
Vehicles
Stock
Liabilities
Give us a call, email or complete the enquiry form to explore the possibilities
Commercial Insurance
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Whether a sole trader, partnership or a comp any with multiple key personnel … this pays the business in the event a key person becomes ill or injured with a monthly benefit to cover for their absence and a lump sum in the event of their unfortunate demise.
This can allow the business to keep going and cover expenses or loss of earnings arising from their absence to help the business move forward or wind up or sell if the loss of that person should bring about that conclusion.
Just give us a call, email or complete the enquiry form to explore the possibilities.
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Finding and retaining good staff can be hard … that’s where a good company health plan can provide benefits that can help attract and that they don’t want to walk away from as there are often pre-existing conditions that are included in a company plan that will be excluded in personal health care.
It can also ensure they are taken care of efficiently and return to work sooner as they will often not have private health insurance otherwise … and it’s a tax deductible expense.
Just give us a call, email or complete the enquiry form to explore the possibilities.
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This covers everything that doesn’t have a heartbeat including:
Premises
Plant and equipment
Vehicles
Stock
Liabilities
It’s a specialist field all in itself and that’s why we refer it to our in-house team FG Link to look after.
Click here to explore the full spectrum of what’s available then come back to us and we can set you up under our own client profile and refer you through.
With a lot of investment into business interests from property and personnel, there are a lot of things to cover in the event that the unthinkable happens.
It comes under two main categories –
Things that have a heartbeat including –
Key person insurance
Company health plan
Things that don’t have a heartbeat come under general insurance including -
Premises
Plant and equipment
Vehicles
Stock
Liabilities
Give us a call, email or complete the enquiry form to explore the possibilities
Rural Insurance
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Whether a sole trader, partnership or a company with multiple key personnel … this pays the business in the event a key person becomes ill or injured with a monthly benefit to cover for their absence and a lump sum in the event of their unfortunate demise.
This can allow the business to keep going and cover expenses or loss of earnings arising from their absence to help the business move forward or wind up or sell if the loss of that person should bring about that conclusion.
Give us a call, email or complete the enquiry form to explore the possibilities
-
Finding and retaining good staff can be hard … that’s where a good company health plan can provide benefits that can help attract and that they don’t want to walk away from as there are often pre-existing conditions that are included in a company plan that will be excluded in personal health care.
It can also ensure they are taken care of efficiently and return to work sooner as they will often not have private health insurance otherwise … and it’s a tax deductible expense.
Just give us a call, email or complete the enquiry form to explore the possibilities.
-
This covers everything that doesn’t have a heartbeat including:
Premises
Plant and equipment
Vehicles
Stock
Liabilities
It’s a specialist field all in itself and that’s why we refer it to our in-house team FG Link to look after.
Click here to explore the full spectrum of what’s available then come back to us and we can set you up under our own client profile and refer you through.