Why use an adviser/broker?

Written By Kim Manunui

You may be asking ‘why use an adviser?’. Here’s a quick list on the reasons why using an adviser just makes sense.

No ties to any one lender

With access to an extensive panel of providers there are many ways we can solve problems.

A licensed financial adviser works for you and is not tied to any one lender. They will give you access to far more lenders and potentially more attractive loan terms than you would find as an individual applicant. With approximately 40% of all mortgages written by advisers and continually growing year on year it’s a well-established industry in NZ.

A fresh set of eyes

Sometimes we’re standing too close to the problem to see the solution and just need to step back a little to figure it out, or get another set of eyes on it, can make all the difference. That’s where a broker with a broad range of experience can take a fresh approach and provide solutions that you may not have thought about, or maybe just need that bit of prompting.

Approaching your loan from another angle

We work to match your needs to the products of a large range of lenders and we act for you, not the lender.

Negotiating power

In addition, the high volumes of loan business processed nationally by Link Financial Group with Infinance is an Authorised Body (able to tap into their facilities ) gives us more influence to negotiate the best overall package, including fee reductions, interest rate discounts, useful contributions to legal costs, and reduced banking costs.

Crafting solutions is what we do - we remove the stress saving you time and money.

Note: Adviser is the new term for broker, it’s one and the same. The terminology was changed to better reflect the nature of regulated advice under the Financial Markets Authority (FMA) protocols that licensed advisers now operate under. It’s not illegal to still call yourself a broker but adviser better represents the work we do now.

Kim Manunui

Hi, I’m Kim and I work with a great team to help individuals, as well as small and not so small businesses get their message, product and services to the world using digital media and creating wonderful websites that don’t cost the earth.

I was born in Canada, and grew up around Vancouver and the mountains of British Columbia. My love of pristine environments led me to New Zealand and eventually to the mountains, lakes and rivers of the central North Island which is home. My family’s heritage is here, and it’s from here that Korio traverses the planet.

The digital world is never static and neither are we.

And I say ‘we’ because I work with an awesome group of talented people who I gather together as required to complete a project.  Whatever your business, not-for-profit or individual needs are we gather the best team to get the job done.

Collaboratively we are creative, share sustainable values and work hard for great outcomes because that’s the buzz of satisfaction that drives us.

If you have an audience and market to reach, we can make that happen. Creative design, words that work and smart behind the scenes stuff that cuts through the online noise. We’ll design your website and then build it. We’ll manage the content as well as all your hosting needs. We can handle your online advertising so you get noticed,
and we’ll manage your social media presence so you get the clicks, likes and engagement to grow your business. All within the budget you set, because none of this needs to cost the earth.  And the job doesn’t stop when your website goes live. We are your virtual business partner.

https://www.korio.co.nz
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