Things settling and confidence returning

Written By Kim Manunui

Now we have a new pathway set on the political front and ‘almost’ won the rugby … we’re seeing signs of confidence coming back and some solid direction moving forward. Property prices are settling and indeed starting to rise in some areas but there’s work to be done yet.

It will take a bit longer, likely a year or so before we see any signs of interest rates abating and indeed with current spot rates there have been some slight increases in bank and finance company interest rates lately, but we’ve not gone as far as we’ve already been this century … see my blog on ‘normalising interest rates’ in ‘Insights’ on my website for that. Importantly it’s not all about rate, structuring is an important aspect in lending.

Most mortgage refixes on higher rates than they were are providing options with similar payments and just stretching the term so we’re mostly locking in 18 month terms when they should have eased off again and another refix then on a lower rate will bring the term back again … importantly this needs to be reviewed on a case by case basis.

So if you have a refix coming up just give us a call and we can work through that with you and determine the best options, also if you’re buying we can help with determining the most suitable options across the board.

Kim Manunui

Hi, I’m Kim and I work with a great team to help individuals, as well as small and not so small businesses get their message, product and services to the world using digital media and creating wonderful websites that don’t cost the earth.

I was born in Canada, and grew up around Vancouver and the mountains of British Columbia. My love of pristine environments led me to New Zealand and eventually to the mountains, lakes and rivers of the central North Island which is home. My family’s heritage is here, and it’s from here that Korio traverses the planet.

The digital world is never static and neither are we.

And I say ‘we’ because I work with an awesome group of talented people who I gather together as required to complete a project.  Whatever your business, not-for-profit or individual needs are we gather the best team to get the job done.

Collaboratively we are creative, share sustainable values and work hard for great outcomes because that’s the buzz of satisfaction that drives us.

If you have an audience and market to reach, we can make that happen. Creative design, words that work and smart behind the scenes stuff that cuts through the online noise. We’ll design your website and then build it. We’ll manage the content as well as all your hosting needs. We can handle your online advertising so you get noticed,
and we’ll manage your social media presence so you get the clicks, likes and engagement to grow your business. All within the budget you set, because none of this needs to cost the earth.  And the job doesn’t stop when your website goes live. We are your virtual business partner.

https://www.korio.co.nz
Previous

September insights from Strettons
Next

Normalising interest rates